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-   -   heads up, if you've got an HSA... (http://mechapixel.com/forums/showthread.php?t=9859)

Gear Jammer 2010-12-30 9:18

heads up, if you've got an HSA...
 
or reimbursement policy on OTC drugs from work,

http://www.discoverybenefits.com/new...?permalink=422

Gear Jammer 2010-12-30 9:21

Coulda sworn I selected "attention", and not "baseball" as the little logo thingy by this thread, but WTF, if you use over the counter ball creme, it still applies...sorta.

ash# 2010-12-30 9:26

Quote:

Originally Posted by Gear Jammer (Post 26576)
Coulda sworn I selected "attention", and not "baseball" as the little logo thingy by this thread, but WTF, if you use over the counter ball creme, it still applies...sorta.

It was a hanging chad. You clicked the thingie to the right of the attention flag when you should have clicked the thingie to the left of the attention flag. Hm. That makes little to no sense, but I fixed it anyway.

Gear Jammer 2010-12-30 9:40

Quote:

Originally Posted by ash# (Post 26577)
It was a hanging chad. You clicked the thingie to the right of the attention flag when you should have clicked the thingie to the left of the attention flag. Hm. That makes little to no sense, but I fixed it anyway.

Thanks for massaging my balls, as per usual, the check is in the mail. :wink2:

Gear Jammer 2010-12-30 10:44

Hmm, apparently I also F'd up titling it with the acronym HSO, rather than HSA (Health Savings Account), no idea how I managed that...oh well, seems folks are looking in, and getting the news, which is the most important part.

JangoFett 2010-12-30 11:36

If you think this is interesting, just wait until all the new regulations that are set to take effect in the next few years.

b0rg9 2010-12-30 20:41

They brought up HSA's at work a few years ago. Unless I'm missing something, what's the difference between an HSA and just sticking some money in a sock under your mattress each pay period? Just that it's pre-tax?

ash# 2010-12-30 20:48

Yup... pre tax. But money under your mattress you can use for anything.

b0rg9 2010-12-30 21:24

Well, I poked around on the googles and saw that they earn interest (not sure what, if significant, that is) and some companies match, which would be nice. I suspect, though, a lot of companies that do that are not really offering much else, healthcare-wise.

JangoFett 2010-12-31 16:47

An HSA requires that you get a high-deductible insurance plan, usually a $2,500 - $5,000 deductible in exchange for lower monthly premiums. You can set aside up to the deductible $ amount in a savings account each year (pre-tax). It works great for people who rarely go to the doctor, they can save up the deductible in a savings account and use it for medical expenses.

Domestic Goddess 2011-01-02 21:22

Quote:

Originally Posted by JangoFett (Post 26694)
An HSA requires that you get a high-deductible insurance plan, usually a $2,500 - $5,000 deductible in exchange for lower monthly premiums. You can set aside up to the deductible $ amount in a savings account each year (pre-tax). It works great for people who rarely go to the doctor, they can save up the deductible in a savings account and use it for medical expenses.

That's what my husband and I did. We rarely go to the doctor and up until this year it worked for us (because my boys have seperate, disability-related insurance, since our primary won't cover squat for them). Then this year the husband had an ER visit for stabbing himself accidentally with an epipen, I had anaphylaxis, ended up at a Pulmonologist and was diagnosed with asthma and then herniated a disc SIX TIMES this year. Needless to say, yeah, we're way over. And we still had to scramble to spend it this year.


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